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What The 70/30 Rule Of Investing Means, And Why It's Important The 70/30 rule of investing can be a daunting number to think about. The rule is aimed at letting you know roughly how much risk you're taking on with your investments and how much risk it takes to get your desired returns. It's important to understand this rule and how it applies to your investments because the goal is not just to make money, but also to keep the money you have and grow it over time. What is the 70/30 rule of investing? The 70/30 rule of investing is a guideline that suggests that you should invest 70% of your money in stocks and 30% in bonds. This ratio is based on the idea that stocks are more volatile than bonds and therefore offer the potential for greater returns, while bonds are less volatile and offer stability and income. The 70/30 rule is a starting point for asset allocation and is not set in stone. Your actual asset allocation will depend on your investment goals, time ho...

The Rule Of 72: A Simple Method To Estimate The Time It Takes For Money To Double What is the Rule of 72? Rule of 72 is a rule to estimate how many years it will take for an amount to double. We can just apply this rule to estimate how many seconds, minutes, hours, days or weeks we need to wait for our money to double. The basic equation is 72/x = number of years for x dollars to double. Introduction: It takes money to make money. This simple rule can help you estimate the time it takes for money to double, whether you're saving for a specific goal or investing for the future. Here's how it works: First, determine the interest rate you expect to earn on your investment. This will be your "doubling rate." Next, divide 72 by your doubling rate. This is your "doubling time." For example, let's say you expect to earn an 8% annual return on your investment. Dividing 72 by 8 gives you a doubling time of 9 years. This means that it will take approximately 9 yea...

In this article, you will know about What is the 50/30/20 rule of thumb for budgeting Who invented this rule Different sections of 50/30/20 rule Importance of 50/30/20 budgeting rule Budgeting is an important part of our finance. If your personal finance is not managed properly by proper budgeting, it may either make you rich or make you poorer. How much percentage of the money you earn should be used for your needs, How much money be used for your wants, and how much you should save or invest? For this, there is a simple thumb rule called the 50/30/20 rule of thumb for budgeting. It's not a hard and fast rule but rather a simple guideline on how to manage your finances with proper budgeting. The 50/30/20 rule was invented by  US Senator Elizabeth Warren. She published this rule in her book, " All your Worth; The Ultimate Lifetime Money Plan ". The rule is to split your after tax income into three categories of spending, 50% on needs, 30% on wants, and the res...