HDFC Dream SIP | How to invest in HDFC Dream SIP?

Big dreams can often seem overwhelming and unattainable, but the truth is that they can be achieved with a simple plan. A simple plan is a step-by-step approach that breaks down a big dream into small, manageable tasks. This approach helps individuals to focus on one task at a time, making it easier to achieve the overall goal. The key is to be patient, persistent, and consistent in following the plan. By taking small steps towards a big dream, individuals can achieve their goals and turn their dreams into reality. HDFC mutual fund brings a unique plan called "HDFC DREAM SIP" that will help you achieve your goal with ease and that can make you financially free.

Before we know the details about the HDFC Dream SIP, let's know what a SIP is.

SIPs allow investors to invest in small amounts of money at regular intervals, providing the benefit of compounding, and reducing the overall risk of investing. Investing in a Systematic Investment Plan (SIP) is one of the most convenient ways to build wealth over the long term. The major advantage of investing in mutual fund schemes through SIP is "Rupee Cost Averaging"

Know more about "Rupee Cost Averaging".

People want to become financially free for different reasons, may be to start an entrepreneurial journey/chase the start-up dream or may be to retire early to leave a peaceful life or may be for a social cause, or may be to pursue their passion full-time, like music, dance, painting, photography, etc. 

              Source: HDFC Mutual Fund

HDFC Mutual fund has launched a unique SIP(Systematic Investment Plan) "HDFC DREAM SIP. The scheme aims to grow your wealth through SIP in a source scheme for a pre-defined tenure and continue in the scheme or switch to a target scheme after the SIP tenure. A systematic withdrawal plan(SWP) ensures a regular cash flow from the target scheme. The source scheme and target scheme could be the same or different. You have to choose both schemes from a list of schemes available. 

You can also watch our YouTube video.

YouTube Link

How to start HDFC Dream SIP? 

In the first step, you have to decide the monthly SIP amount, then you have the flexibility to choose the tenure between 7,10,12,15,20,25,30 years. There are two options available to choose from. 


Option A: SIP and SWAP from the same scheme 

Option B: SIP in source scheme for the pre-defined tenure, after the tenure switch to a target scheme. Where a SWAP(Systematic withdrawal advantage Plan) ensures a regular cash flow from the target scheme. 

Select the scheme from the list of eligible schemes. Then you have to decide the SWAP amount(optional).

 Benefits of HDFC Dream SIP

  • HDFC Dream SIP can help you maintain your lifestyle.
  • There are many investment schemes to choose from.
  • You can choose the tenure of your SIP from 7 to 25 years(7,10,12,15,20,25,30).
  • You have the flexibility to choose between Option A and Option B.
  • With SIPs, you can invest in a disciplined way and generate a steady cash flow using SWAPs.
  • You can adjust your SIP tenure, amount, and SWAP amount to suit your need. 

Disclaimer - Mutual fund Investments are subject to market risks, read all scheme-related documents carefully. 

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