🛡️ SBI Nifty100 Low Volatility 30 Index Fund NFO – Equity Comfort with Stability


SBI Mutual Fund has launched a new open-ended equity index fund that tracks the Nifty100 Low Volatility 30 Index, focusing on the 30 least-volatile stocks among India’s top 100. This NFO offers a smoother approach to equity investing, balancing growth potential with reduced volatility.

📅 Important NFO Details

  • Scheme Name: SBI Nifty100 Low Volatility 30 Index Fund

  • NFO Period: July 8 – July 22, 2025 

  • Minimum Investment: ₹5,000 (in multiples of ₹1 thereafter) 

  • SIP Start: ₹500 per installment 

  • Funds Allocation: 95–100% in index stocks; up to 5% in government securities/liquid funds for liquidity 

  • Exit Load: 0.25% if redeemed within 15 days of investment 

  • Risk Level: Rated “Very High” 

  • Fund Manager: Viral Chhadva, managing since July 2025

📌 What Is the Nifty100 Low Volatility 30 Index?

This index is designed to track the 30 least volatile stocks within the Nifty100, selected based on one-year daily price volatility. Stocks must meet strict eligibility such as minimum listing history (1 year), inclusion in Nifty100, and F&O tradability. Rebalancing occurs quarterly .

Key Features:

  • Aims for smoother equity returns with reduced drawdowns

  • Sector exposure is concentrated (e.g., FMCG, Financials, Healthcare make up ~53%)

  • Historically, it has performed on par with or better than Nifty 100 over long term, with lower downside

🎯 Who Should Invest?

Ideal for investors who:

  • Seek equity exposure but with lowered volatility

  • Prefer factor investing focused on stability

  • Want a passive, low-maintenance strategy

  • Are patient for long-term capital growth (3–5+ years)

⚠️ Risks & Considerations

  • Very High Risk: Equity investments inherently come with volatility

  • Underperformance in Bull Markets: May lag when broad markets rise strongly

  • Limited Diversification: Top weights in a handful of sectors, though index components are large caps

✅ Why This NFO Stands Out

  • Robust passive strategy with a proven low-vol index benchmark

  • Backed by SBI MF, a trusted AMC with a mature index fund platform

  • Easy access: starts at ₹5,000 lumpsum or ₹500 SIP, with liquid allocation for flexibility

  • Transparent methodology and quarterly rebalancing ensure clarity and discipline

📊 Quick Snapshot

Feature Details
Fund Type Passive index fund tracking Nifty100 Low Volatility 30
NFO Period Jul 8 – Jul 22, 2025
Min Investment ₹5,000 (₹500 SIP)
Benchmark Nifty100 Low Volatility 30 Index
Exit Load 0.25% if redeemed within 15 days
Risk Very High
Fund Manager Viral Chhadva
Allocation 95–100% equities; up to 5% government/liquid funds
Ideal Horizon 3–5+ years

💡 Final Thoughts

The SBI Nifty100 Low Volatility 30 Index Fund NFO offers a compelling blend of equity upside with reduced volatility, ideal for investors who want stable growth without managing active portfolios. The strategy has outperformed or kept pace with broader markets, especially during downturns .

If you’re looking for steady, passive equity returns and can tolerate periodic underperformance in bull runs, this fund could be a valuable addition to your portfolio.

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